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In order to use our tool, you must have the amount of monthly benefit you will receive at your full retirement age or your earnings history. You will need this information for your spouse if you are married. If you are widowed or divorced, you will need this information for your former spouse. You can find your benefit information on your Social Security Statement. If you do not have a current statement, you can get one at


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Terms of Service
Our Social Security retirement benefit calculation tool is a service designed for consumers, not financial advisors or other practitioners. By purchasing use of this service, you are certifying that: (i) you are an individual consumer; (ii) you are using this service for your personal benefit (or the benefit of you and your spouse), and not for others; (iii) all information you have submitted is complete and accurate, and that you have not intentionally submitted false information; and (iv) your use of the service is not in violation of any federal, state, and local laws and regulations. Social Security Solutions, Inc. can cancel the access of any user at any time. Some of the reasons we would cancel access include: (i) violation of this agreement; (ii) requests by law enforcement or other government agencies; (iii) dismantling of the site or discontinuing or materially modifying the site (or any part of the site); and (iv) unexpected technical or security issues or problems. All decisions regarding cancellation will be made solely by Social Security Solutions, Inc. In the event your access is cancelled, no refund or partial refund of payment will be made. Social Security Solutions, Inc. and SocialSecuritySolutions.com do not provide investment advice, and the material on or generated by this site should only be used as education and guidelines for crafting the strategy that is best for you. Deciding when to begin benefits is a decision that you won't be able to change in the future, so you should use the information on this site with other content and tools to learn about and develop a personalized strategy that is right for your situation. There are multiple ways to claim your Social Security retirement benefits. We use information you provide in conjunction with the current Social Security rules, benefits calculations and payout promises to generate a Recommended Solution for claiming benefits. But the best strategy for you depends, in part, on your desired tradeoff between maximizing your lifetime cumulative benefits and minimizing the risk that you will outlive any other financial assets. Our Recommended Solution should be used as a guideline. It is your responsibility to carefully consider the Recommended Solution and its implications before you adopt it as your own strategy. You should create other scenarios and analyze and compare them against our Recommended Solution, as well as against other scenarios generated by a financial professional, before making a final choice. Social Security Solutions, Inc. is not responsible or liable to any person or entity for any actual or alleged loss or damage caused, directly or indirectly, by information contained in this website or from any materials generated from this website. Social Security Solutions, Inc. respects your privacy. In subscribing to our service, you will be asked to provide non-public, personal information, including your name, address, e-mail address, and telephone number. We will not disclose that information outside of Social Security Solutions, Inc. except in the ways we describe here: (i) we may disclose personal information outside of the company with your authorization; (ii) we may disclose personal information to other entities that are involved in administering or providing services on our behalf; (iii) we will disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided; (iv) we may disclose information if we are required to do so by law. To serve you better, we use cookies to enable website personalization and to optimize your experience. Cookies are not tied to your personal information. We may also track Internet Protocol (IP) addresses. An IP Address is a number that is employed by computers on the Internet to identify your computer every time you log on to the Internet. Submitting your personal information in connection with our site authorizes Social Security Solutions, Inc. to contact you about other products and services, but only those offered by the company or its affiliates. This privacy statement is effective as of June 25, 2010. The Company may change this Statement from time to time. If we change our Privacy Statement, we will post those changes on this web site so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. Please keep a copy of this agreement for your records.