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Our Social Security retirement benefit calculation tool is a service designed for consumers, not financial advisors or other practitioners. By purchasing use of this service, you are certifying that: (i) you are an individual consumer; (ii) you are using this service for your personal benefit (or the benefit of you and your spouse), and not for others; (iii) all information you have submitted is complete and accurate, and that you have not intentionally submitted false information; and (iv) your use of the service is not in violation of any federal, state, and local laws and regulations.
You are purchasing a personalized service that is created specifically for you based on information you provide. You will receive your Recommended Solution immediately on your computer and can print, save and/or store your personalized report for future reference. Because you have immediate and future use of the service you purchase, no refund or partial refund of payment will be made.
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Social Security Solutions, Inc. and SocialSecuritySolutions.com are not affiliated with the Social Security Administration. Social Security Solutions, Inc. and SocialSecuritySolutions.com do not provide investment advice, and the material on or generated by this site should only be used as education and guidelines for crafting the strategy that is best for you. Deciding when to begin benefits is a decision that you won't be able to change in the future, so you should use the information on this site with other content and tools to learn about and develop a personalized strategy that is right for your situation. There are multiple ways to claim your Social Security retirement benefits. We use information you provide in conjunction with the current Social Security rules, benefits calculations and payout promises to generate a Recommended Solution for claiming benefits. But the best strategy for you depends, in part, on your desired tradeoff between maximizing your lifetime cumulative benefits and minimizing the risk that you will outlive any other financial assets. Our Recommended Solution should be used as a guideline. It is your responsibility to carefully consider the Recommended Solution and its implications before you adopt it as your own strategy. You should create other scenarios and analyze and compare them against our Recommended Solution, as well as against other scenarios generated by a financial professional, before making a final choice.
The Social Security claiming strategy recommended for you on this website and in the report produced from this website was generated based on information you provided. That information included estimates of your and, when applicable, your spouse's Primary Insurance Amount(s), life expectancy(ies), date(s) of birth, marital status, earnings history, pension amount, current benefit status and more. If this information you provided, including your life expectancy projection(s), should prove wrong after the fact, then the recommended strategy may not be the best strategy after the fact. In addition, if the information you provided is not accurate, your Recommended Solution may not be the best claiming strategy and may include errors related to the data you provided.
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